Affirm Login: Details Step-by-Step Guidelines 2023

Online shopping is increasingly popular all over the world. With it, the need for convenient and accessible payment options has risen. 

One such option is Affirm, a buy now, pay later service that allows customers to make purchases and pay for them over time. 

If you’re new to Affirm, you may wonder about the steps to access your account for its convenience.

This post will instruct you to log in, manage your account information, make payments, and more.

So, keep reading to learn more about Affirm login and how it can make your online shopping experience a breeze.

What Is Affirm?

Affirm provides its customers with the BNPL service
Affirm provides its customers with the BNPL service

Affirm is a financial technology company that offers a “buy now, pay later” service. 

Customers can use Affirm to purchase at participating retailers and pay for them over time, typically in monthly installments. 

Affirm offers interest-free payment plans for some purchases, while others may have interest rates and fees associated with them. 

The company aims to provide fair and transparent credit options that help customers avoid unhealthy debt and control their finances.

How Does Affirm Buy Now Pay Later Work?

Affirm is a buy now, pay later provider that works with partner merchants to offer customers the option to finance their purchases. 

Customers can apply for short-term loans through Affirm at checkout and receive approval within seconds. 

Once approved, you’ll pay a small down payment. After that, you will pay off the rest of the purchase amount in installments over a few weeks or months. 

The payment plan depends on your budget, so you can choose what feels comfortable.

Unlike traditional credit cards or loans, Affirm aims to offer a more transparent and affordable financing option. 

As a third-party lender, Affirm provides the credit for the purchase rather than the merchant. Affirm does not offer bill payment or money transfer services.

Affirm Login Step-by-step Instructions

If you’re a customer of Affirm, logging into your account is easy to conduct. Follow the instructions outlined below to access and manage your account.

Login Requirements

If you want to do Affirm login, you will need to have the following required information:

  • Compatible device with a stable and secure Internet connection
  • The correct website URL to access your account
  • An Affirm login credentials, including mobile phone, email address, and password
  • Supported Web browsers

Normal Sign In

Provide your Affirm login details to access your account
Provide your Affirm login details to access your account
  • Step 1: Navigate the Affirm website by entering affirm com login.
  • Step 2: Click the “Sign in” button on the top right-hand corner of the homepage, and a box will appear.
  • Step 3: On the box, continue to press the “Sign in” link to move to the login page.
  • Step 4: Enter the mobile number associated with your Affirm account and then click the “Continue” button.
  • Step 5: Fill in the 4-digit code you get from a phone message to verify your identity. After that, follow the remaining prompts on the website to access your Affirm account.

Affirm Business Login

  • Step 1: Visit the Affirm official website.
  • Step 2: Tap the “Sign in” button on the top right-hand menu of the homepage, and a box will appear.
  • Step 3: On the box, click the “Business sign in” link to move to the “Sign in to your merchant account” page.
  • Step 4: Provide your Email address and password. Next, tap “Sign in” to access your merchant account.

You can log in to your business account by using the Google account or searching the Internet for “affirm login with email” and “affirm sign in with email.”

Online Account Management

You can get many features when logging into the Affirm account
You can get many features when logging into the Affirm account

When you log into your Affirm account, you unlock many helpful features giving you more control over your payments. 

Some of the main features you’ll get access to are as follows:

  • Transaction History: Check out your past purchases and payment history, and see any upcoming payments due.
  • Account Overview: This dashboard gives you a brief overview of your account, like your current balance, payment dates, and records of past payments.
  • Payment Transactions: Easily carry out payments, examine your payment log, and set up regular payments from your account.
  • Profile Maintenance: Keep your details up-to-date by changing your email address, telephone number, and communication choices.
  • Support: Get help with your account by accessing the Affirm Help Center or contacting Affirm support.
  • Financing Offers: See any financing offers available and apply for funding for new purchases.

Logging into your Affirm account ensures that you have complete control over your finances and helps you stay organized.

How to Recover Your Affirm Account?

If you have unexpectedly forgotten your login account, it is fortunate that you can recover your account by following the guidelines given below:

Account Update Phone Number

You can update your phone number as a way to recover your account
You can update your phone number as a way to recover your account
  • Step 1: Go to the Affirm account login website.
  • Step 2: Locate the “New number? Update your account.” link under the phone number field to proceed.
  • Step 3: Complete filling in your Legal first name, last name, Suffix, and Social Security number.
  • Step 4: After that, press the “Continue” button and follow the next instructions to update your phone number to regain access to your account.

Business Password Set

  • Step 1: Move to the Affirm Merchant login page by clicking the link:
  • Step 2: Enter the “Haven’t set your password or forgot?” link under the “Sign in” button.
  • Step 3: Provide the email address associated with your account and click the “Password Set” button.
  • Step 4: You will receive an email message and follow the instructions to set your business password.

Learn more: ADP Retirement Login: How To Access Your Retirement Account

How to Create Affirm Account?

Register for an account to take advantages of its features
Register for an account to take advantages of its features

Setting up an Affirm Login account is a straightforward process you can complete in a few steps. 

Once you’ve set up an account, you can Affirm sign in, and take access to the features available. Follow the instructions below to sign up for an Affirm account.

For Personal

  • Step 1: Visit the Affirm official website by clicking the provided URL:
  • Step 2: Press the “Sign in” button and locate the “Create account” button to proceed. 
  • Step 3: Fill in your phone number and click “Continue.”
  • Step 4: After that, follow the remaining prompts on the web page to finish Affirm create account.

For Business

  • Step 1: Go to the Affirm official website.
  • Step 2: Hit the “Sign in” menu and locate the “Business sign up” link to navigate to a new page. 
  • Step 3: Fill in your details, including your First name, Last name, Business Email, and Website. Then choose your Country, Annual Revenue, and E-commerce platform.
  • Step 4: Then, tick to agree with the terms & conditions, and then adhere to the following prompts to complete Affirm sign up.

Affirm App

Buy now, and pay app is a financial technology app that allows customers to buy now and pay later in easy installments. 

  • Flexibility: 

You can buy what you want at almost any store and pay with flexible payments.

  • Exclusive deals: 

Affirm may offer exclusive deals as well as rates of 0% APR for eligible customers.

  • Personalized payment plans: 

Affirm creates customized payment plans based on the customer’s credit history and purchase amount. 

The customer can choose the repayment terms that work best for their budget.

  • Multiple merchants: 

Affirm partners with thousands of online and offline merchants. Customers can use the app to purchase from these merchants and split costs into manageable installments.

  • Easy payment management: 

Affirm app makes it easy for customers to manage their payments. They can view their payment schedule, make payments, and even change their payment plan if needed.

  • Customizable notifications: 

Customers can customize their messages to receive reminders about upcoming payments, new purchases, and other account information.

  • Easy shopping experience: 

Shopping with Affirm is simple and easy. You can make your purchase online or in-store using Apple or Google Pay.

Limit to search “affirm login” to get the result for Affirm App.

How to Make an Affirm Payment?

Affirm offers two easy ways to make payments on your account: through their website or mobile app.

  • Here’s how to make an Affirm payment through either option: 

On the Website

To pay your Affirm bills through the login website, follow the steps below:

  • Step 1: Log in to your affirm payment login account by entering your credentials at login.
  • Step 2: Locate the “Pay” option and click it.
  • Step 3: Choose the purchase you want to pay for.
  • Step 4: Push the “Make one-time payment” button to proceed.
  • Step 5: Choose the amount of money you would like to pay and the date for the payment.
  • Step 6: Add the payment method or pick one already saved and press the “Continue” button.
  • Step 7: Again, check the payment details – amount, method, and date. After that, hit the “Submit Payment” icon to finish the process.

On the App

Log in to your account on app to make a payment
Log in to your account on app to make a payment

You can easily make payments in Affirm app by adhering to the following instructions:

  • Step 1: Download the free App Store or Google Play version.
  • Step 2: Sign in to your affirm login payment account on the app.
  • Step 3: Go to the Manage tab and then select the purchase you’d like to make
  • Step 4: Specify the payment amount, date, and method, and click the “Pay now” button to finish the payment process.

How to Contact Affirm Customer Service?

Reach out to customer service to get help
Reach out to customer service to get help

If you encounter any problems during the process of accessing your Affirm account, you can contact its customer service for help via:


Call (855) 423-3729 to meet the customer service staff. They are available 24/7, seven days a week.


You can email them via One of their customer service representatives will answer you within 24 hours.

Online chat

The company Help Center website provides a chat feature (Affirm Digital Assistant) that customers can use to communicate with representatives.

Social Media

Affirm’s social media platforms are as follows:


What is an Affirm virtual card?

An Affirm virtual card is a one-time-use Visa card that can be loaded with your approved loan amount and used to make purchases at any merchant that accepts Visa. You can use the virtual card online or in-store.

What is the downside of Affirm?

Below are some downsides of Affirm:

  • Limited repayment terms
  • Interest every month, with possible rates up to 30.00%.

Why does Affirm not approve of me?

Affirm disapproves of you if any of these elements are below the necessary threshold:

  • Credit history
  • Credit score
  • Outstanding debts
  • Income
  • Employment status, and more.

Does using Affirm hurt your credit score?

Using Affirm may impact your credit score if you do not pay on time. Affirm discloses your payment information to credit bureaus, and they may reflect any late or missed payments in your credit score.


Logging into Affirm is a simple process you can complete in a few steps. You only provide your login credentials in the required fields on the login page to do it.

We’ve also guided you on how to recover, sign up for an account, and make a payment. Hopefully, you find this post helpful. Visiting to learn more useful information about famous banks  trusted by many people. Thank you for reading!